NEM’s Motor policies include the following Policy Classes:

NEM’s scope of cover includes the following:

Comprehensive Policy

This covers theft and damage to your vehicle as well as your third party liability obligations. An excess is applicable to this policy.

Special Comprehensive Policies

• Women On Wheels - Private comprehensive motor policy designed for female drivers who have been 3 years accident free and where vehicles are valued at $1,500,000 or more
• Private comprehensive motor policy designed for private motor vehicles valued at 3 million dollars or more with a policyholder 3 years accident free”

Third Party Policy

Covers your legal liability for Property Damage and Bodily injury/death to Third Parties. It does not cover Damage to your own vehicle.

Third Party Fire & Theft

In addition to your third party liability risks, this policy covers loss or damage to your own vehicle as a result of Fire and Theft. Accidental Damage is not covered.

Discounts Available On Motor Policies

In addition to your No Claim Discount, we offer any other three of the following;

JAA Accident and Roadside Assistance
All NEM Private and Private Commercial Comprehensive policyholders receive free membership to the Jamaica Automobile Association (JAA) and free access to the JAA accident response and roadside assistance programme.
 
This membership entitles NEM Comprehensive policyholders to be eligible for benefits with the JAA’s discount partners locally and internationally.

If you need additional information on motor insurance you may also browse our FAQs page by going here.

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